Financial Planner
Plan your financial journey from today to retirement and beyond. This simulator helps you visualize how your savings, investments, and financial strategies will affect your long-term financial health.
Personal Details
Kenya's average life expectancy is about 67 years, but for financial planning it's wise to plan for longer.
Income & Expenses
Total after-tax income per month
Regular living expenses including housing, food, transport, etc.
Expected yearly salary increases and career growth
Accounts for inflation and lifestyle changes
Monthly Savings Capacity
Ksh 40,000
Available for saving and investing each month
Emergency Fund
Recommended: 3-6 months of expenses
Target Amount
Ksh 360,000
Current Progress
28% complete (projected completion: March 2030)
Short-term Savings (Sinking Funds)
Medium-term Investments
Long-term Investments
Retirement Planning
Financial Projections
Net Worth Projection
- Net Worth
Asset Allocation Over Time
- Emergency Fund
- Money Market Fund
- Equity
- Bonds
- Real Estate
Key Financial Milestones
| Age | Milestone | Amount |
|---|---|---|
| 30.0 | First 1 Million in Assets | Ksh 1,000,000 |
| 31.0 | 5 Million in Assets | Ksh 5,000,000 |
| 31.1 | Vacation Fund Complete | Ksh 200,000 |
| 31.5 | Home Renovation Fund Complete | Ksh 500,000 |
| 34.0 | 10 Million in Assets | Ksh 10,000,000 |
| 34.3 | Emergency Fund Complete | Ksh 8,874,116 |
| 60.0 | Retirement | Ksh 238,500,741 |
Financial Advice
This calculator is for educational purposes only. Always consult with a qualified investment professional before making financial decisions.